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HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option

Retirement Fund Open Ended Scheme
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NAV
₹ 36.44 ₹ 0 (0 %)
as on 31-03-2025
Asset Size (AUM)
1,485.44 Cr
Launch Date
Feb 01, 2016
Invest in this scheme
Investment Objective
The Scheme seeks to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market instruments.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Feb 01, 2016
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15.27

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.72 %
Expense Ratio
2.05%
Volatility
7.89 %
Fund House
HDFC Mutual Fund
Fund Manager
Shobhit Mehrotra, Srinivasan Ramamurthy, Dhruv Muchhal
Key Features
Scheme description
This fund has moderate ups and downs compared to other equity funds but can give good returns in the very long run. Investment in this fund can be made for a horizon of at least 7 years or more for retirement planning purposes only.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)
Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsOthersDebtCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10707
FD₹ 10600
Other Schemes of the Same Category
Performance

Scheme Performance (%)

Data as on - 31-03-2025
Created with Highcharts 4.1.4ReturnsHDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth OptionAK Hybrid Aggressive TRIRetirement FundYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-100102030

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesHDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth OptionAK Hybrid Aggressive TRIRetirement Fund2016201720182019202020212022202320242025-10010203040

NAV Movement

Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000118,441-1,559-2.83
Benchmark20,00020,14714718.08
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option 01-02-2016 7.07 17.75 14.08 21.55 0.0
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 10.94 18.45 11.3 15.45 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 9.58 15.25 11.52 16.11 9.16
Axis Retirement Fund - Dynamic Plan - Regular Growth 05-12-2019 9.15 20.99 12.49 15.34 0.0
Axis Retirement Fund - Aggressive Plan - Regular Growth 01-12-2019 8.9 20.36 11.13 15.67 0.0
Portfolio Analysis
Portfolio as on 28-02-2025
Sector Allocation
SectorAllocation (%)
N/A33.87
Financial Services24.68
Automobile and Auto Components7.31
Information Technology6.77
Capital Goods4.43
Healthcare4.01
Oil, Gas & Consumable Fuels3.97
Fast Moving Consumer Goods3.53
Construction2.63
Telecommunication2.38
Consumer Durables1.45
Services0.99
Power0.9
Realty0.86
Metals & Mining0.65
Chemicals0.62
Consumer Services0.35
Forest Materials0.3
Media, Entertainment & Publication0.3
Portfolio Holdings
CompanyHoldings (%)
TREPS - Tri-party Repo15.17
HDFC BANK LIMITED EQ NEW FV RE. 1/-7
ICICI BANK LIMITED EQ NEW FV RS. 2/-5.67
RELIANCE INDUSTRIES LIMITED EQ2.83
AXIS BANK LIMITED EQ NE FV RS. 2/-2.73
KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-2.43
MARUTI SUZUKI INDIA LIMITED EQ2.41
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-2.38
INFOSYS LIMITED EQ FV RS 52.35
STATE BANK OF INDIA EQ NEW RE. 1/-2.32
Net Current Assets2.16
7.26% GOI MAT 2208322.08
6.1% GOI MAT 1207312.02
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-1.92
HCL TECHNOLOGIES LIMITED EQ F.V. RS.2/-1.86
7.18% GOI MAT 2407371.72
7.18% GOI MAT 1408331.72
Power Finance Corporation Ltd.1.7
Muthoot Finance Ltd.1.69
ITC LIMITED EQ NEW FV RE.1/-1.6
CIPLA LIMITED EQ NEW FV RS.2/-1.42
7.26% GOI MAT 0602331.39
BAJAJ AUTO LIMITED EQ1.33
State Bank of India (Tier 2 - Basel III)1.33
TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-1.17
ICICI LOMBARD GEN INSURANCE CO LTD EQ1.14
Mahindra Rural Housing Finance Ltd1.03
POWER GRID CORPORATION OF INDIA LIMITED EQ0.9
7.57% GOI MAT 1706330.88
Embassy Office Parks REIT0.86
UNITED SPIRITS LIMITED EQ NEW FV RS. 2/-0.86
VESUVIUS INDIA LIMITED EQ0.81
SUPRAJIT ENGINEERING LIMITED EQ NEW F.V RE.1/-0.8
MAX FINANCIAL SERVICES LIMITED EQ NEW FV RS. 2/-0.77
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED EQ0.76
THE ANUP ENGINEERING LIMITED EQ0.75
WIPRO LIMITED EQ F.V. RS. 20.75
Hindustan Aeronautics Ltd0.73
AUROBINDO PHARMA LIMITED EQ NEW F.V. RE.1/-0.71
CITY UNION BANK LIMITED EQ NEW RS. 1/-0.7
GODREJ CONSUMER PRODUCTS LIMITED EQ NEW FV RE.1/-0.68
TRANSPORT CORPORATION OF INDIA LTD. NEW EQ RS. 2/-0.67
TATA STEEL LIMITED EQ NEW FV RE.1/-0.65
6.67% GOI MAT 1712500.64
ALEMBIC PHARMACEUTICALS LIMITED EQ0.63
MAHINDRA AND MAHINDRA LIMITED EQ NEW F.V. RS.50.61
GLAND PHARMA LIMITED EQ NEW FV Re.1/-0.6
HINDUSTAN PETROLEUM CORPORATION LIMITED EQ0.59
SBI LIFE INSURANCE COMPANY LIMITED EQ0.58
SKF INDIA LIMITED EQ FV RS.10/-0.55
GUJARAT STATE PETRONET LTD EQ0.55
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD EQ NEW FV RS.2/-0.55
VOLTAMP TRANSFORMERS LIMITED EQ0.55
BAJAJ ELECTRICALS LIMITED EQ NEW F.V. RS.2/-0.53
KALPATARU POWER TRANSMISSION LTD EQ NEW F.V RS.2/-0.53
MAHINDRA CIE AUTOMOTIVE LIMITED EQ0.51
LUMAX INDUSTRIES LIMITED EQ0.51
BAYER CROPSCIENCE LIMITED EQ FV RS. 10/-0.48
BHARAT ELECTRONICS LIMITED EQ NEW FV Re 1/-0.45
GOODYEAR INDIA LIMITED EQ0.45
EQUITAS SMALL FINANCE BANK LIMITED EQ0.44
PROCTER & GAMBLE HEALTH LIMITED EQ0.41
BALRAMPUR CHINI MILLS LIMITED EQ NEW FV 1/-0.39
UTI ASSET MANAGEMENT COMPANY LTD EQ0.35
FINOLEX INDUSTRIES LIMITED EQ NEW FV RS.2/-0.34
Power Grid Corporation of India Ltd.0.34
SONATA SOFTWARE LIMITED EQ F.V.RS 1/-0.34
GNA AXLES LIMITED EQ0.32
TAMILNADU NEWSPRINT AND PAPER LIMITED EQ0.3
PVR LIMITED EQ0.3
CYIENT LIMITED EQ NEW FV RS.5/-0.3
MAHINDRA HOLIDAYS & RESORTS INDIA LTD. EQ0.28
TIMKEN INDIA LIMITED EQ0.25
TORRENT PHARMACEUTICALS LIMITED EQ NEW FV RS.5/-0.24
REDINGTON LIMITED EQ NEW F.V. RS.2/-0.2
ROLEX RINGS LIMITED EQ0.19
Popular Vehicles and Services Limited0.18
KEC INTERNATIONAL LIMITED EQ NEW F.V. RS.2/-0.18
NILKAMAL LIMITED EQ0.16
OCCL Limited0.14
FIRSTSOURCE SOLUTIONS LIMITED EQ0.12
ITC Hotels Ltd.0.07
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesAutomobile and Auto ComponentsInformation TechnologyCapital GoodsHealthcareOil, Gas & Consumable FuelsFast Moving Consumer GoodsConstructionTelecommunicationOthers
Portfolio Holdings
Created with Highcharts 4.1.4TREPS - Tri-party RepoHDFC BANK LIMITED EQ NEW FV RE. 1/-ICICI BANK LIMITED EQ NEW FV RS. 2/-RELIANCE INDUSTRIES LIMITED EQAXIS BANK LIMITED EQ NE FV RS. 2/-KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-MARUTI SUZUKI INDIA LIMITED EQBHARTI AIRTEL LIMITED EQ NEW FV RS 5/-INFOSYS LIMITED EQ FV RS 5Others